Health Care That Sells Itself
Designed for the Under-65 Market | Built for Agents | Level Commissions
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What is LifeX
LifeX Research Corporation is a health data research organization that hires part-time employees called Research Associates (RAs).
RAs support ongoing national health studies by completing simple wellness and lifestyle check-ins a few times per year. These activities are brief, flexible, and designed for people who are generally healthy.
Because RAs are W-2 employees of LifeX, they may choose to participate in the employer-sponsored group benefits available through the organization.
LifeX creates a unique blend of research participation, meaningful health insights, and access to benefits typically reserved for full-time employment — all through a flexible part-time role.
Please use password LIFEBUZZ16 for contracting
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What Makes LifeX Different & Why Agents Love It!
Employer-Sponsored Access
Benefits aren’t purchased standalone — they become available because individuals join LifeX as part-time employees.
Flexible, Minimal Participation
RAs complete short, periodic wellness check-ins that support national health research. Participation is simple, low-stress, and designed to fit any schedule.
HSA-Compatible & ERISA Qualified
Flexible plans that meet MEC requirements and support financial planning.
Privacy And Protection
All health data collected is anonymous and aggregated, ensuring no personal health information is ever tied to an individual.
A Modern Benefits Ecosystem
LifeX offers a range of structured medical options — from PPO-style designs to HSA-compatible and visit-based plans — plus dental and vision add-ons.
Ideal For A Wide Range Of Clients
Families, freelancers, gig workers, early retirees, and individuals priced out of traditional options all find strong value in the LifeX opportunity.
Please use password LIFEBUZZ16 for contracting
(case sensitive)
Commissions You Can Count On
HIGH COMP Level Commissions
LifeX is built with recruiters in mind.
Agents benefit from:
Get paid the same every year your client stays on the plan
Year-Round Selling – No open enrollment windows
Build a stable, scalable income stream
No drop-off after year one
Please use password LIFEBUZZ16
for contracting
(case sensitive)
Agent FAQ: What You Need to Know to Sell This Confidently
Is LifeX an insurance product?
No. LifeX is an employer. Benefits are available because individuals become W-2 employees.
Can I sell it outside of Open Enrollment?
Yes! LifeX is a non-ACA, ERISA-approved plan, so you can sell it any time of year.
How hard is the underwriting?
Simple and fast. Just 14 knockout questions, no exams, no hassle.
What networks are available?
Your clients can access PHCS network
What types of clients are best for this plan?
LifeX is perfect for clients who don’t qualify for ACA subsidies or want better benefits with greater flexibility.
How do I get started?
Click on the CONTRACT NOW button, enter the password LifeXRecruitment, fill out your contract and gain access to our quoting tools, marketing library, and onboarding team.
What support do agents get?
Full onboarding, live agent support, co-branded materials, and automation-ready tools for lead gen.